Elle Realty.
- THINKING OF BUYING A HOME?
1. Find a Realtor you like and trust…
and sign a Buyer's Representation Agreement. This agreement guarantees, by state law, that your needs are met professionally
and that your interests are represented throughout the entire process of buying your home.
Let our experience work for you.
2. Begin the Loan Process...
Any lender that you select will be able to provide a pre-qualification letter when it comes time to make an offer. Begin this process
before you actually begin the search for your next home, and you will know your loan limitations. You may qualify for more or less
than you thought, and you will know what, if any, financial obstacles or time constraints you may have to overcome. See a list of our
preferred lenders.
3. Look for a Home…
You may find many of them yourself as you search the Internet, drive through desirable neighborhoods or through other sources. As
your Realtor, we will also search using the criteria that you have provided. The more information that you can give us, including
hobbies and overall lifestyle, in addition to size requirements and other preferences, the easier it will be for us to become your eyes
and ears in the search. We search traditional sources for your home, as well as network with other REALTORS to learn of
properties soon to come onto the market.
4. Make an Offer…
This is a big step. When you find your “dream” home, you should present a competitive offer immediately. Even in a buyers'
market, the good ones go quickly!
5. Funds for Escrow or Earnest Money…
An escrow account is a neutral depository for funds that you provide to the title company once an offer is accepted. The amount is
negotiable. These funds will be deposited into the escrow account when the title company receives the "executed" (signed)
contract and you will be credited this amount at closing.
6. GET AN INSPECTION…
Have the home thoroughly inspected before you are fully obligated to close the sale. The “Option Period” is a period of time
negotiated with the seller for a relatively small monetary consideration. During this time, depending on the results of the inspection,
the contract remains fluid and terms are still subject to negotiation. (Should you choose not to move forward with the purchase, only
your option fee and the cost of the inspection are forfeited.) Once the option period has passed, it’s time to get “moving” and head
to closing the sale.
7. Get Ready to Move…
We can provide you with resources you will need to get utilities transferred, recommend movers for you., handymen and other
service providers for things you need in your new home.
8. It's Closing Time…
Once we have the green light from the title company and the lender, a HUD Settlement Form will be available prior to close, so
together we can confirm expenses. Be certain to bring your funds to the closing in a certified check and picture identification for the
closer’s records. If you are closing on the sale of an existing home, I will work with you to coordinate both closings. I will help you
take care of the details and ensure a smooth closing day.
and sign a Buyer's Representation Agreement. This agreement guarantees, by state law, that your needs are met professionally
and that your interests are represented throughout the entire process of buying your home.
Let our experience work for you.
2. Begin the Loan Process...
Any lender that you select will be able to provide a pre-qualification letter when it comes time to make an offer. Begin this process
before you actually begin the search for your next home, and you will know your loan limitations. You may qualify for more or less
than you thought, and you will know what, if any, financial obstacles or time constraints you may have to overcome. See a list of our
preferred lenders.
3. Look for a Home…
You may find many of them yourself as you search the Internet, drive through desirable neighborhoods or through other sources. As
your Realtor, we will also search using the criteria that you have provided. The more information that you can give us, including
hobbies and overall lifestyle, in addition to size requirements and other preferences, the easier it will be for us to become your eyes
and ears in the search. We search traditional sources for your home, as well as network with other REALTORS to learn of
properties soon to come onto the market.
4. Make an Offer…
This is a big step. When you find your “dream” home, you should present a competitive offer immediately. Even in a buyers'
market, the good ones go quickly!
5. Funds for Escrow or Earnest Money…
An escrow account is a neutral depository for funds that you provide to the title company once an offer is accepted. The amount is
negotiable. These funds will be deposited into the escrow account when the title company receives the "executed" (signed)
contract and you will be credited this amount at closing.
6. GET AN INSPECTION…
Have the home thoroughly inspected before you are fully obligated to close the sale. The “Option Period” is a period of time
negotiated with the seller for a relatively small monetary consideration. During this time, depending on the results of the inspection,
the contract remains fluid and terms are still subject to negotiation. (Should you choose not to move forward with the purchase, only
your option fee and the cost of the inspection are forfeited.) Once the option period has passed, it’s time to get “moving” and head
to closing the sale.
7. Get Ready to Move…
We can provide you with resources you will need to get utilities transferred, recommend movers for you., handymen and other
service providers for things you need in your new home.
8. It's Closing Time…
Once we have the green light from the title company and the lender, a HUD Settlement Form will be available prior to close, so
together we can confirm expenses. Be certain to bring your funds to the closing in a certified check and picture identification for the
closer’s records. If you are closing on the sale of an existing home, I will work with you to coordinate both closings. I will help you
take care of the details and ensure a smooth closing day.
THE BUYING PROCESS: 8 SIMPLE STEPS WHEN BUYING A HOME
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